2025 Medicare Costs
Medicare Part A
(Hospital Insurance) Costs
Part A Monthly Premium
Most people don’t pay a Part A premium because they paid Medicare taxes while working. If you don’t get premium-free Part A, you pay up to $518 each month. If you don’t buy Part A when you’re first eligible for Medicare (usually when you turn 65), you might pay a penalty.
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Hospital Stay
In 2025, you pay:
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$1,676 deductible per benefit period
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$0 for the first 60 days of each benefit period (after you pay the deductible)
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$419 per day for days 61–90 of each benefit period
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$838 per “lifetime reserve day” after day 90 of each benefit period (up to a maximum of 60 days over your lifetime)
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All costs for each day after day 150
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​Skilled Nursing Facility Stay
In 2025, you pay:
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$0 for the first 20 days of each benefit period
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$209.50 per day for days 21–100 of each benefit period
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All costs for each day after day 100 of the benefit period
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Medicare Part B
(Medical Insurance) Costs
Part B Monthly Premium
Most people pay the standard Part B monthly premium amount ($185 in 2025). Social Security will tell you the exact amount you’ll pay for Part B in 2025. You pay the standard premium amount if you:
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Enroll in Part B for the first time in 2025.
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Don’t get Social Security benefits.
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Are directly billed for your Part B premiums.
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Have Medicare and Medicaid, and Medicaid pays your premiums. (Your state will pay the standard premium amount of $185 in 2025.)
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Medicare Part B (Medical Insurance) Costs (continued)
If your modified adjusted gross income as reported on your IRS tax return from 2 years ago is above a certain amount, you’ll pay the standard Part B premium and an income-related monthly adjustment amount.
If you're in 1 of these 6 groups, here's what you'll pay:
If your yearly income in 2023 was:
If you have questions about your Part B premium, call Social Security at 1‑800‑772‑1213. TTY users can call 1-800-325-0778. If you pay a late enrollment penalty, these amounts may be higher.​
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2025 Part B deductible—$257 before Original Medicare starts to pay. You pay this deductible once each year.​
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Medicare Advantage Plans (Part C) Premiums
Visit Medicare.gov/plan-compare to find and compare plan premiums. You can also call 1‑800‑MEDICARE (1-800-633-4227). TTY users can call 1‑877‑486‑2048.
Medicare Drug Coverage (Part D) Premiums
The chart below shows your estimated drug plan monthly premium based on your income. If your income is above a certain limit, you’ll pay an income-related monthly adjustment amount in addition to your plan premium.
If your yearly income in 2023 was:
2025 Part D National Base Premium — $36.78
Medicare uses the national base premium to estimate the Part D late enrollment penalty and the income-related monthly adjustment amounts listed in the table above. The national base amount can change each year. If you pay a late enrollment penalty, your total premium amount may be higher
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For detailed cost information
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Visit Medicare.gov/basics/costs/medicare-costs to get more detailed Medicare cost information by service.
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Visit Medicare.gov/basics/costs/medicare-costs/avoid-penalties to learn how to avoid late enrollment penalties.
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Call 1‑800‑MEDICARE (1-800-633-4227). TTY users can call 1‑877‑486‑2048.​
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​You have the right to get Medicare information in an accessible format, like large print, braille, or audio. You also have the right to file a complaint if you feel you’ve been discriminated against. Visit Medicare.gov/about-us/accessibility-nondiscrimination-notice, or call 1-800-MEDICARE (1-800-633-4227) for more information. TTY users can call 1-877-486-2048.​
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This product was produced at U.S taxpayer expense.
CMS Product No. 11579
Revised 12/2024