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2025 Medicare Costs

Medicare Part A
(Hospital Insurance) Costs

 

Part A Monthly Premium

Most people don’t pay a Part A premium because they paid Medicare taxes while working. If you don’t get premium-free Part A, you pay up to $518 each month. If you don’t buy Part A when you’re first eligible for Medicare (usually when you turn 65), you might pay a penalty.

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Hospital Stay

In 2025, you pay:

  • $1,676 deductible per benefit period

  • $0 for the first 60 days of each benefit period (after you pay the deductible)

  • $419 per day for days 61–90 of each benefit period

  • $838 per “lifetime reserve day” after day 90 of each benefit period (up to a maximum of 60 days over your lifetime)

  • All costs for each day after day 150

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​Skilled Nursing Facility Stay

In 2025, you pay:

  • $0 for the first 20 days of each benefit period

  • $209.50 per day for days 21–100 of each benefit period

  • All costs for each day after day 100 of the benefit period

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Medicare Part B
(Medical Insurance) Costs

 

Part B Monthly Premium

Most people pay the standard Part B monthly premium amount ($185 in 2025). Social Security will tell you the exact amount you’ll pay for Part B in 2025. You pay the standard premium amount if you:

  • Enroll in Part B for the first time in 2025.

  • Don’t get Social Security benefits.

  • Are directly billed for your Part B premiums.

  • Have Medicare and Medicaid, and Medicaid pays your premiums. (Your state will pay the standard premium amount of $185 in 2025.)
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Medicare Part B (Medical Insurance) Costs (continued)

If your modified adjusted gross income as reported on your IRS tax return from 2 years ago is above a certain amount, you’ll pay the standard Part B premium and an income-related monthly adjustment amount.

If you're in 1 of these 6 groups, here's what you'll pay:

If your yearly income in 2023 was:

If you have questions about your Part B premium, call Social Security at 1‑800‑772‑1213. TTY users can call 1-800-325-0778. If you pay a late enrollment penalty, these amounts may be higher.​

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2025 Part B deductible—$257 before Original Medicare starts to pay. You pay this deductible once each year.​
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Medicare Advantage Plans (Part C) Premiums

Visit Medicare.gov/plan-compare to find and compare plan premiums. You can also call 1‑800‑MEDICARE (1-800-633-4227). TTY users can call 1‑877‑486‑2048.

Medicare Drug Coverage (Part D) Premiums

The chart below shows your estimated drug plan monthly premium based on your income. If your income is above a certain limit, you’ll pay an income-related monthly adjustment amount in addition to your plan premium.

If your yearly income in 2023 was:

2025 Part D National Base Premium — $36.78

Medicare uses the national base premium to estimate the Part D late enrollment penalty and the income-related monthly adjustment amounts listed in the table above. The national base amount can change each year. If you pay a late enrollment penalty, your total premium amount may be higher

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For detailed cost information 

  • Visit Medicare.gov/basics/costs/medicare-costs to get more detailed Medicare cost information by service.

  • Visit Medicare.gov/basics/costs/medicare-costs/avoid-penalties to learn how to avoid late enrollment penalties.

  • Call 1‑800‑MEDICARE (1-800-633-4227). TTY users can call 1‑877‑486‑2048.​

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​You have the right to get Medicare information in an accessible format, like large print, braille, or audio. You also have the right to file a complaint if you feel you’ve been discriminated against. Visit Medicare.gov/about-us/accessibility-nondiscrimination-notice, or call 1-800-MEDICARE (1-800-633-4227) for more information. TTY users can call 1-877-486-2048.​

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This product was produced at U.S taxpayer expense.

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CMS Product No. 11579

Revised 12/2024

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