2021 Medicare Costs

Medicare Part A
(Hospital Insurance) Costs


Part A Premium

Most people don't pay a monthly premium for Part A (sometimes called "premium-free Part A"). If you buy Part A, you'll pay up to $458 each month in 2020 ($471 in 2021). If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $458 ($471 in 2021). If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $252 ($259 in 2021). 

Part A Hospital Inpatient Deductible and Co-Insurance

You pay in 2021:

  • $1,408 ($1,484 in 2021) deductible for each benefit period

  • Days 1-60: $0 coinsurance for each benefit period

  • Days 61-90: $352 ($371 in 2021) coinsurance per day of each benefit period

  • Days 91 and beyond: $704 ($742 in 2021) coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)

  • Beyond lifetime reserve days: all costs

Skilled Nursing Facility Stay

In 2021, you pay

  • $0 for the first 20 days of each benefit period

  • $184 per day for days 21-100 of each benefit period

  • All costs for each day after day 100 of the benefit period

Medicare Part B
(Medical Insurance) Costs


Part B Premium

The standard Part B premium amount is $144.60 ($148.50 in 2021) (or higher depending on your income).

Part B deductible and coinsurance.

Part B Deductible and Co-Insurance

  • $198 ($203 in 2021). After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, and durable medical equipment (DME).

If you're in 1 of these 5 groups, here's what you'll pay:

If your yearly income in 2019 (for what you pay in 2021) was:

The information in this chart can be found at Medicare.gov/your-medicare-costs/medicare-costs-at-a-glance. If you have questions about your Part B premium, call Social Security at 1-800-772-1213. TTY users can call 1-800-325-0778. If you pay a late enrollment penalty, these amounts may be higher. 

Part B Deductible - $198 per year
Medicare Advantage Plans (Part C) and Medicare Prescription Drug Plans (Part D) Premiums

Visit Medicare.gov/find-a-plan to get plan premiums. You can also call 1-800-Medicare (1-800-633-4227). TTY users can call 1-877-486-2048. You can also call the plan or your State Health Insurance Assistance Program (SHIP). To get the most up-to-date SHIP phone numbers, visit shiptacenter.org or call 1-800-Medicare.

Part D Monthly Premiums

The chart below shows your estimated prescription drug plan monthly premium based on your income. If your income is above a certain limit, you will pay an income-related monthly adjustment amount in addition to your plan premium. The information in the chart above can be found here.

If your yearly income in 2019 was:

2021 Part D National Base Beneficiary Premium - $33.06

This figure is used to estimate the Part D late enrollment penalty and the income-related monthly adjustment amounts listed in the table above. The national base beneficiary premium amount can change each year. See your Medicare & You Handbook or visit Medicare.gov for more information. 

For more information about Medicare costs, visit Medicare.gov

You have the right to get Medicare information in an accessible format, like large print, Braille, or audio. You also have the right to file a complaint if you feel you've been discriminated against. Visit Medicare.gov/about-us/accessibility-nondiscrimination-notice or call 1-800-MEDICARE (1-800-633-4227) for more information. TTY users can call 1-877-486-2048

Paid for by the Department of Health & Human Services. 


CMS Product No. 11579

Revised November 2019